Send Money Today, Pay Next Month

Sign up for The Pomelo Mastercard® and qualify to send up to $2,500 today and pay next month - with no interest charges. Plus, earn 2x points on every transfer that you can convert to GrabGift codes for rides, food, and more.

Any Debit Card
1x Points
Pomelo Mastercard®
2x Points
Transfer Fees
$0
United States flag for converting USD to PHP
Philippines flag for converting USD to PHP
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Sending with Pomelo Mastercard®
Promotional Rate
$1 = ₱60.00
Today's Rate
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2x Pomelo Points
+200 pts
United States flag for the sign up button to send money from the US to Philippines
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New customer promotional rate applies to the first transfer up to $500 with Pomelo Mastercard®. See Terms and Conditions. By tapping sign up, you consent to receive one-time passcodes via text. Msg & data rates may apply. See our Terms of Service and Privacy Policy.
Trustpilot star rating of PomeloTrustpilot star rating of PomeloTrustpilot star rating of PomeloTrustpilot star rating of PomeloTrustpilot star rating of Pomelo
5 stars
on Trustpilot
Picture of debit and credit card options for sending money to the Philippines with Pomelo

Debit or Credit? You Choose.

Send money in minutes from any debit card, or apply for a Pomelo Mastercard® to send now and pay later.

Any Debit Card
1x Points
Pomelo Mastercard®
2x Points

GCash or Bank Transfer: Fast, Secure, Easy

Send money to GCash wallets or dozens of banks in the Philippines in a matter of minutes. Simple.

Picture of person using the Pomelo app to send money from US to the Philippines

No Transfer Fees.
No Kidding.

Send money to the Philippines without paying a transfer fee. Every transfer, every time.

Transfer Limits

No Credit Card Fees

No Cash Advance Fees

No Bank Account Fees

No Foreign Transaction Fees

Your Money Goes Further with Pomelo

Because Pomelo doesn’t charge transfer fees, you can send more to your loved ones in the Philippines for each and every dollar.

More Competitors
You Send
Daily Rate
Transfer Fees
They Recieve
$500
You Pay
₱55.17
Daily Rate
$0
Transfer Fees
₱27,585.00
They Receive
$500
₱54.8
$17.06
₱26,463.57
$500
₱55.46
$19.80
₱26,632.28
$500
₱55.11
$13
₱26,840.57

Fees checked as of 3/25/2025

Total Received based off of $500 total amount send through credit (including fees).

Transfers You Can Trust

We built the industry’s highest level of security to ensure your money gets to the right person.

ID Verification

Your loved one’s identity is confirmed with a government-issued ID.

Account Verification

We check every bank account with a micro-deposit before it’s released.

Advanced Encryption

Your sensitive information is encrypted with the highest banking-grade security.
Pomelo Protection

Redeem Pomelo Points for Rides, Food and More with Premier Partners like Grab

Convert your Pomelo Points into Grab Promo codes that your loved ones can use for rides, food and more.

Pomelo Points
See Terms and Conditions
Send Grab Promo codes for Cars & Scooters to your loved ones in the Philippines with Pomelo Points. Earn points each time you send money from the US to the Philippines.
Cars & Scooters
Send Grab Promo codes for Fresh Meals to your loved ones in the Philippines with Pomelo Points. Earn points each time you send money from the US to the Philippines.
Fresh Meals
Groceries
Send Grab Promo codes for Courier Services to your loved ones in the Philippines with Pomelo Points. Earn points each time you send money from the US to the Philippines.
Courier Service

Use and Build Credit with the Money You Already Send

Every time you send money home or spend with your Pomelo Mastercard® not only do you earn points, but when you pay on time, you build your credit history. No other transfer service can say that.
Picture of green Pomelo Mastercard. The only credit card designed for money transfer.

Pomelo Mastercard®

The only credit card designed for money transfer.
  • 2x Pomelo Points
  • Up to $2,500 Limit
  • Application Won't Impact Your Credit Score
  • No APR, No Transfer Fees
  • Pay in Full Each Month
  • Best for Maximizing Your Credit
  • Our Best Rate
Picture of pink Pomelo Secured Mastercard.

Pomelo Secured Mastercard®

A credit card you control - with money transfer benefits.
  • 2x Pomelo Points
  • Up to $2,500 Limit Based on Security Deposit Made
  • Application Won't Impact Your Credit Score
  • No APR, No Transfer Fees
  • Pay in Full Each Month
  • Best for Building Credit
  • Our Best Rate
Picture of user requesting Pomelo's 24/7 support help for sending money from the United States to Philippines

Here to Help, 24/7

Question with your application? Trouble with your transfer? Question about Pomelo? Call, email or chat with a real person. Any day. Any time. All year.

Contact Us

Trusted by Tens of Thousands of Customers

We’re the highest-rated international money transfer service for our great service, support, and value for our customers.

Love this app
Love this app. Glad I found it. Very much reliable and secure.
Jackilou
May 18, 2025
Pomelo makes everything easy
Pomelo just makes everything easy. I can send money quickly. I have payoff quickly. I can use it at anytime.
Ronald Trunk
May 15, 2025
Pomelo is very helpful
Great help when you're in need of emergency. Received money fast.
Thelma
May 11, 2025
Fast and reliable
I love Pomelo. Transaction is fast. App is easy to use.
Jeane P.
May 11, 2025
Good customer service
Good customer service and the representative was very helpful and polite 👌
Cresencio D.
May 11, 2025
Kind staff
The kind and attentive staff that helps me through this process
Michael Torre
May 2, 2025
Always reliable
Always reliable. An excellent sending option.
Gerald
May 3, 2025
Pomelo no other!
Easy-peasy transaction. Highly recommended!
Lextrail
May 05, 2025
The best remittance service!
I’d been sending money to my family in the Philippines for decades and by far, Pomelo did not disappoint. The best remittance service for me.
Annabelle
May 05, 2025
Best App for Customer Serivce
Best app for sending money—especially in emergencies! Their customer service is excellent, and I’ve never had any issues. I’ve been a loyal customer since it launched!
April
May 05, 2025
Prompt Assistance
It was great to know that there is someone you can chat right away with for any questions you may have. That’s a big deal to give you peace of mind☺️.
Marie
May 3, 2025
Great service
The service is great and fantastic. Especially the exchange rate higher, excellent service. I love pomelo other than remittance. That’s why I recommend this to my friend and family.
Eden
April 18, 2025
Reliable
In emergency situations, I can rely pomelo all the time
Rolando
April 28, 2025
Very helpful
Very helpful in part. It’s become easy to send money the the Philippines.
Brenda
April 28, 2025
Very convenient and fast service
Very convenient and fast service, I just hope I get a credit increase.
Rolinda
April 21, 2025
Quick & Easy
Quick and easy to send money to the Phils. I like it because it gives incentives by earning points.
Customer
April 9, 2025
Sending money!
When I send the money, they receive it right away—it's very fast. I’ll definitely send it again
Leilany Sicat
April 13, 2025
Sending money is convenient
Sending money to family is incredibly convenient. The transaction can be initiated in just a minute, and the funds are usually received within a few hours.
Daniel Smith
May 4, 2025
Pomelo is very easy to transfer money
Pomelo is very easy to transfer money at a good exchange rate with no fees.
Jeffrey
May 9, 2025
Pomelo is great!
It help so much for me, when I need to send money to my family I dont have to wait when payday! I can use pomelo to send right away to Philippines.
Em
April 18, 2025
Best app to use for sending money
This app helps me a lot. No worries sending money to my family. This app never fails me.
Jasmin
April 27, 2025
Fast and efficient
Been using Pomelo for over a year now and I love it. I can easy send money to my family in the Philippines. The bank transfer is outstanding, so fast!
Tesie Hailey
May 05, 2025
Convenience
Very helpful...convenient especially now a days. GCASH is the easiest way to send.
Jennifer
May 03, 2025
Got it done!
I tried using another service to send funds, but I was having trouble and could not get past a certain point, but Pomelo made it very easy for me to accomplish what I needed to do.
Dave
April 12, 2025
ast service, money got there right away.
I’m glad that Pomelo approved a credit for me and able to send the money right away. Thank you Pomelo.
Santos
April 9, 2025
It's great
It’s great because it gets there in minutes and you can pay it later
Emma
April 6, 2025
Thank you Pomelo
My family got the money in just minutes. Unlike Western Union, it took 4 business days. I hope this kind of exceptional service will continue.
Customer
April 6, 2025
Happy pomelo user
Using pomelo to send money to the Philippines is very easy, free, fast and worry free. I'll be happy to recommend pomelo to anyone. Thank you pomelo.
Cresente & Diana
April 3, 2025
Herijun Amoroso
Fast and very convenient to send money plus high conversion from dollar to peso.. highly recommended.
Herijun Amoroso
April 5, 2025
Very convenient and fast service
The best way to send money thru gcash. I highly recommend Pomelo.
SRC
March 31, 2025

The Pomelo Peel

The Pomelo Peel is your guide to a brighter financial future while keeping family close. We'll bring you stories from our community, information about our products, and insights to help our community thrive financially.

News

Understanding Interest Rates and How They Impact You

Learn about interest rates & their impact on your finances, from credit cards to mortgages, with tips for better terms.
Jai Mehra
April 15, 2025
4 Minutes
How-To

The Basics of Budgeting: Where to Start

Learn how to create a realistic budget using the 50/30/20 rule with simple tracking to take control of your finances.
Sofie Jimenez
April 15, 2025
2 Minutes
How-To

How to Build Credit (and Why It Matters)

Tips and tricks for understanding your credit score, how to build credit, and how to get a credit card.
Lauren Fu
February 26, 2025
3 Minutes

FAQs

Your top questions about sending money from the US to the Philippines with Pomelo answered. If you need more info, please visit our help center.

Why is Pomelo one of the safest ways to send money to the Philippines?

Pomelo is one of the safest ways to send money to the Philippines because it combines bank-level security features with comprehensive transfer protection. Every transfer is secured through advanced encryption, real-time fraud monitoring, and a rigorous verification process that includes confirming recipient identity through government IDs and verifying bank accounts with micro-deposits. Whether you choose to send to GCash or a bank account, you can be confident that your money is safe and secure with Pomelo.

How does Pomelo work?

It's easy with Pomelo. Enter your phone number and start signing up right from this page. Create an account, download our app, and send money directly to your friend's GCash wallet or bank account in minutes. You can use any debit card (earn 1x points) or get a Pomelo Mastercard® to send now and pay next month (earn 2x points).

How do I send money to GCash with Pomelo?

Please refer to our step-by-step guide on how to send to GCash here:
https://www.pomelo.com/blog/how-to-send-money-to-gcash-with-pomelo

How fast can I send money from the United States to the Philippines?

Most transfers arrive in moments when sending to GCash or a few minutes to Philippine bank accounts. That's much faster than traditional services that can take days.

What if my GCash transfer was unsuccessful?

If your GCash transfer was unsuccessful, you will receive a full refund to the card used to initiate the transfer. Please double-check all the details of your GCash recipient before sending money. If you send GCash to the wrong recipient and the transaction is completed, Pomelo will not be able to assist you in recovering the funds.

Do I need to accept a Pomelo plan to send money to GCash?

Yes, you are required to accept your plan with Pomelo in order to send money to a GCash wallet.
‍

Make Your First Transfer Today!

United States flag for the sign up button to send money from the US to Philippines
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

New customer promotional rate applies to the first transfer up to $500. See Terms and Conditions. By tapping sign up, you consent to receive one-time passcodes via text. Msg & data rates may apply. See our Terms of Service and Privacy Policy.