Send Money,

Thenunderline Pay After

The first financial technology platform to combine consumer credit and international money transfer to help you send money faster and easier, with no transfer fees.

4.8 as of July 2024

New Customer GCash Offer

$1
57.64
60

$1→₱60 promotional rate applies to the first GCash transaction up to $500 sent by new customers. See Terms and Conditions.

By tapping sign up, you consent to receiving one-time passcodes via text. Msg & data rates may apply. See our Terms of Service and Privacy Policy.

background card two
This has been a fantastic card for me and my fiance! I highly appreciate the ability to send money to GCash with Pomelo, because GCash does not allow foreigners to sign up with them without a local PH number and national ID.

Matthew

background card one
When using other services to send GCash with a credit card, they charge an extra $5. With Pomelo, there's no cash advance fee when using the Pomelo Mastercard to send money to GCash.

Jelica

background card two
My daughter uses the Pomelo card everyday to buy her meals and supplies. She stays within the budget we give her since you can set the limit of each additional card. For me it's convenient instead of sending money every week.

Hooell

background card one
Pomelo creates convenience where there is none. I wish our family had Pomelo back in the 90’s instead of my parents continuously giving fees to Western Union.

John

background card one
The Pomelo Card is a great help for my family. Very convenient for them. I’m very satisfied. Excellent features and excellent service at all times!

Maritess

background card two
They delivered straight to my door step. Just completed all the requirement needs as a receiver, the process was so easy and very quick.

Ghiena-lin

background card one
When I used Pomelo to send money to GCash, the process was transparent with no fees or hidden costs. The guaranteed rate ensured that the transaction matched my expectations. What I saw is exactly what I got.

David

background card two
This has been a fantastic card for me and my fiance! I highly appreciate the ability to send money to GCash with Pomelo, because GCash does not allow foreigners to sign up with them without a local PH number and national ID.

Matthew

background card one
When using other services to send GCash with a credit card, they charge an extra $5. With Pomelo, there's no cash advance fee when using the Pomelo Mastercard to send money to GCash.

Jelica

background card two
My daughter uses the Pomelo card everyday to buy her meals and supplies. She stays within the budget we give her since you can set the limit of each additional card. For me it's convenient instead of sending money every week.

Hooell

background card one
Pomelo creates convenience where there is none. I wish our family had Pomelo back in the 90’s instead of my parents continuously giving fees to Western Union.

John

background card one
The Pomelo Card is a great help for my family. Very convenient for them. I’m very satisfied. Excellent features and excellent service at all times!

Maritess

background card two
They delivered straight to my door step. Just completed all the requirement needs as a receiver, the process was so easy and very quick.

Ghiena-lin

background card one
When I used Pomelo to send money to GCash, the process was transparent with no fees or hidden costs. The guaranteed rate ensured that the transaction matched my expectations. What I saw is exactly what I got.

David

background card two
This has been a fantastic card for me and my fiance! I highly appreciate the ability to send money to GCash with Pomelo, because GCash does not allow foreigners to sign up with them without a local PH number and national ID.

Matthew

background card one
When using other services to send GCash with a credit card, they charge an extra $5. With Pomelo, there's no cash advance fee when using the Pomelo Mastercard to send money to GCash.

Jelica

background card two
My daughter uses the Pomelo card everyday to buy her meals and supplies. She stays within the budget we give her since you can set the limit of each additional card. For me it's convenient instead of sending money every week.

Hooell

background card one
Pomelo creates convenience where there is none. I wish our family had Pomelo back in the 90’s instead of my parents continuously giving fees to Western Union.

John

background card one
The Pomelo Card is a great help for my family. Very convenient for them. I’m very satisfied. Excellent features and excellent service at all times!

Maritess

Pay with Credit
withoutHand underline
the Transfer Fees

When you send money to GCash using the Pomelo Pay Later Plan there is:

  • Bullet IconZero Transfer Fees
  • Bullet IconZero Cash Advance Fees
  • Bullet IconZero Credit Card Surcharges
  • Bullet IconZero (APR) Annual Percentage Rate
 Credit Card UsedTransfer FeesRates
PomeloPomelo Mastercard®$0 57.64
RemitlyOther Credit Cards$30.0056.53
SendWaveN/A$0.0056.12
XoomN/AN/A57.07

Credit card transfer fee when sending $1000 to GCash. Rate checked as of 7/12/2024 12 AM UTC.

How To Send Money with Pomelo

$1000 Credit Line

Apply for Pomelo Mastercard and get approved for up to $1000 that you can use to send to GCash

Secured Mastercard Phone
01Apply for Pomelo Mastercard®
02Send to GCash now
03Pay later

Pay Later without Interest

No APR

Unlike a regular credit card, you don’t carry over balances, which means you won’t pay interest. Ever needed to send money but payday was in a week? You can send money now and pay your monthly balance in full when it is due.

Typical Credit CardPomelo Mastercard®
Revolving balances
Bullet IconPay back in full each month
Interest on revolving balance
Bullet IconNo interest
High APR
Bullet IconNo APR

Terms and conditions apply. Pomelo Account Card Holder Agreement

Remittance made Rewarding

Pomelo card white
Mastercard Logo
sda
Apple Pay Logo

Full control

Pause the card or change credit limits anytime

Full visibility

Know where every dollar is spent

Pay later

They spend first, you pay us back after

Always available

Never worry during emergencies

background leaft right
background leaf left

No Credit?
No ProblemHand underline

Secured Mastercard Phone

Pomelo with Credit Builder Plan

Whether you are starting from scratch or rebuilding your credit, you can still apply for Pomelo and get approved for our Pomelo Credit Builder Plan.

This plan includes a Pomelo Secured Mastercard® that allows you to send money to the Philippines and may help to build your credit over time.

Learn more about Pomelo Credit Builder Plan

Unlock full features

Experience the complete range of Pomelo features with the Pomelo Secured Mastercard®

See features

Decide your credit limit

Set your credit limit between $50 and $1,000 and activate it by making a security deposit in the same amount.

Build credit

Each on-time repayment could help you build positive credit history.

Fully refundable

Change your mind? Close your account and we’ll refund your remaining deposit.

With Pomelo we’ve built a way for you to establish your financial future as you help the people you love at home.

Impact to score may vary. Some users’ credit scores may not improve. Results will depend on many factors, including on-time payment history, the status of your Pomelo account, and financial history.

background gray leaft right

Our Partners

MasterCard logo
Coastal Community Bank logo

In The Press

background card one
Frenkiel came up with the idea when visiting his wife’s family in the Philippines. “Why can’t I just leave a card with my family instead of sending cash every month?” Frenkiel recalled.

Tech entrepreneur, recent Henderson transplant launching new venture

Fox 5 Logo

Fox 5

background card two
With the funding in place and after several months in private beta, Pomelo is officially launching with its first corridor to the Philippines.

Pomelo raises $20m to combine credit and international money transfers

Finextra Logo

Finextra

background card one
Pomelo has raised a $20 million seed round led by Keith Rabois at Founders Fund and Kevin Hartz at A* Capital, with participation from Afore Capital, Xfund, Josh Buckley and The Chainsmokers.

Pomelo exits stealth mode with $20M seed to rethink international money transfer

Tech Crunch Logo

TechCrunch

background card one
...because the payments run via credit rails, the fees are paid by merchants via interchange and daily foreign exchange rates. This eliminates transfer fees, which can add up to 6%.

Pomelo Launches Family Credit Cards to Combine Credit and International Money Transfer

Finovate Logo

Finovate

background card two
Christine Rockwell, a Las Vegas Asian Chamber of Commerce board member, said “…this is, I think, truly groundbreaking.”

Vegas-based startup aims to make sending money abroad easier

Las Vegas Review Journal Logo

Las Vegas Review-Journal

background card one
With Pomelo, transfer times are essentially instantaneous, and Pomelo takes no fees from customers beyond the lowest exchange rate spread in the industry.

Fee-Free Pomelo App and Card for Remittances Help Users Build Credit When They Send Money Back Home

Card Rates Logo

CardRates.com

background card one
Frenkiel came up with the idea when visiting his wife’s family in the Philippines. “Why can’t I just leave a card with my family instead of sending cash every month?” Frenkiel recalled.

Tech entrepreneur, recent Henderson transplant launching new venture

Fox 5 Logo

Fox 5

background card two
With the funding in place and after several months in private beta, Pomelo is officially launching with its first corridor to the Philippines.

Pomelo raises $20m to combine credit and international money transfers

Finextra Logo

Finextra

background card one
Pomelo has raised a $20 million seed round led by Keith Rabois at Founders Fund and Kevin Hartz at A* Capital, with participation from Afore Capital, Xfund, Josh Buckley and The Chainsmokers.

Pomelo exits stealth mode with $20M seed to rethink international money transfer

Tech Crunch Logo

TechCrunch

background card one
...because the payments run via credit rails, the fees are paid by merchants via interchange and daily foreign exchange rates. This eliminates transfer fees, which can add up to 6%.

Pomelo Launches Family Credit Cards to Combine Credit and International Money Transfer

Finovate Logo

Finovate

background card two
Christine Rockwell, a Las Vegas Asian Chamber of Commerce board member, said “…this is, I think, truly groundbreaking.”

Vegas-based startup aims to make sending money abroad easier

Las Vegas Review Journal Logo

Las Vegas Review-Journal

background card one
With Pomelo, transfer times are essentially instantaneous, and Pomelo takes no fees from customers beyond the lowest exchange rate spread in the industry.

Fee-Free Pomelo App and Card for Remittances Help Users Build Credit When They Send Money Back Home

Card Rates Logo

CardRates.com

background card one
Frenkiel came up with the idea when visiting his wife’s family in the Philippines. “Why can’t I just leave a card with my family instead of sending cash every month?” Frenkiel recalled.

Tech entrepreneur, recent Henderson transplant launching new venture

Fox 5 Logo

Fox 5

background card two
With the funding in place and after several months in private beta, Pomelo is officially launching with its first corridor to the Philippines.

Pomelo raises $20m to combine credit and international money transfers

Finextra Logo

Finextra

background card one
Pomelo has raised a $20 million seed round led by Keith Rabois at Founders Fund and Kevin Hartz at A* Capital, with participation from Afore Capital, Xfund, Josh Buckley and The Chainsmokers.

Pomelo exits stealth mode with $20M seed to rethink international money transfer

Tech Crunch Logo

TechCrunch

background card one
...because the payments run via credit rails, the fees are paid by merchants via interchange and daily foreign exchange rates. This eliminates transfer fees, which can add up to 6%.

Pomelo Launches Family Credit Cards to Combine Credit and International Money Transfer

Finovate Logo

Finovate

background card two
Christine Rockwell, a Las Vegas Asian Chamber of Commerce board member, said “…this is, I think, truly groundbreaking.”

Vegas-based startup aims to make sending money abroad easier

Las Vegas Review Journal Logo

Las Vegas Review-Journal

background card one
With Pomelo, transfer times are essentially instantaneous, and Pomelo takes no fees from customers beyond the lowest exchange rate spread in the industry.

Fee-Free Pomelo App and Card for Remittances Help Users Build Credit When They Send Money Back Home

Card Rates Logo

CardRates.com

FAQs

1. Apply for Pomelo Mastercard® and get approved. Applicants must pass identity verification and fraud controls.

2. Add your GCash recipient.

Be sure to enter the correct first name, last name and number they use for GCash. There is no guarantee of refund for transfers to incorrect recipients.

3. Choose the amount you’d like to send.

4. Send this amount to your recipient’s GCash Wallet using Pomelo Mastercard®.

Your transfer will be complete within minutes.

5. Pay Later with no interest and no APR.

The amount sent will be added to your current balance. Pay your statement balance in full by the 10th of every month to avoid any late fees.

Terms and Conditions Apply. Pomelo Account Card Holder Agreement

Pomelo is a free-to-use service.

Here are the details of our fees and charges:

1. Money Transfer Fees:

None. We do not charge any money transfer fees when you send money to GCash.

2. Pomelo Pay Later Plan Fees:

  • APR (Annual Percentage Rate): None
  • Interest Charges: None
  • Annual Fees: None
  • Payment Schedule: Your statement balance is due in full every month. Paying off the monthly balance in full will ensure you avoid any late fees.
  • Late Fees: $39

Terms and Conditions Apply. Pomelo Account Card Holder Agreement

Pomelo Mastercard® is a charge card, a type of credit card where the statement balance must be paid in full each month. Balances can't be carried over to the next month, ensuring no interest charges and zero APR. A late fee may apply if the balance isn't paid in full. We offer auto-pay to help avoid late payments. Pomelo's Mastercard® offers a credit limit of up to $1,000, encouraging responsible spending so you can maintain control over your finances. Applying for the Pomelo Mastercard is similar to applying for other credit cards.

Applying for Pomelo is quick and simple!

  1. Enter your phone number and click "Sign up".

  2. Securely provide your name, email, address, income, date of birth and SSN.

  3. Submit your application to see which plan you are approved for and get a Pomelo Mastercard® with a credit limit of up to $1,000.

Sign up now and start sending money to GCash with Pomelo Mastercard®!

Because Pomelo is the first to combine credit with money transfer, providing your SSN allows us to verify your identity and provide you a credit offer that helps you earn rewards and build your credit whenever you send money overseas. Your SSN is not stored or read by Pomelo, and only transmitted securely to an identity verification service for our bank partner, Coastal Community Bank, member FDIC, to confirm your identity.

No - viewing your credit offer does not affect your credit score. This is called a soft pull. For customers who accept and receive credit from Pomelo, we then perform a hard pull with the credit bureaus to formally open your credit line. This will then show up on your credit report, but on-time payments will typically help your credit score, not hurt it.

Go to Help Center >

Ready to send?

$1 →60

Available for a limited time

Secured Mastercard Phone

$1→₱60 promotional rate applies to the first GCash transaction up to $500 sent by new customers. See Terms and Conditions.

By tapping sign up, you consent to receiving one-time passcodes via text. Msg & data rates may apply. See our Terms of Service and Privacy Policy.